SPLIT BILLS,
NOT FRIENDSHIPS.

Paysplit is an AI-powered expense splitting platform for groups, roommates, and travelers. Track shared costs, split bills fairly, and settle debts instantly — powered by Splito AI.

Splito AI Assistant

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Select a scenario below to see how I can handle your splits.

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How Paysplit Works

Three simple steps to end group finance headaches forever.

1. Create a Group

Create a group and add your roommates, friends, or travel companions.

2. Add Expenses

Add expenses as they happen. Splito AI splits them automatically and fairly.

3. Settle Up

See exactly who owes whom and pay what you owe with smart settlements.

Built for Modern Groups.

Everything you need to manage shared expenses without the awkwardness.

AI Bill Splitting

Splito AI automatically splits expenses fairly based on who owes what, handling even the most complex edge cases.

Group Expense Tracking

Organize everything by trip, apartment, or friend group. Instantly see who paid for what and who still owes.

Smart Settlement

Our algorithm minimizes the number of transactions needed to settle all debts among group members.

Receipt Scanning Soon

Upload a receipt, and let AI extract line items and intelligently assign costs to the right people.

Multi-Currency Support

Perfect for international travel. Split bills across different currencies and settle up in your home currency.

Real-time Data Sync

Powered by Google Cloud Firebase. Any expense added by a group member instantly syncs to everyone's devices.

About Paysplit.

Split bills, not friendships. We're building the future of shared finance.

Our Mission

Paysplit is an early-stage AI fintech startup founded in 2025, headquartered in Delhi, India. We are building Splito AI — an intelligent group finance platform that eliminates the awkwardness of shared money.

  • Stage: Pre-Seed / Bootstrapped
  • Headquarters: Delhi, India

The Team

Sarthak Sachdeva

Sarthak Sachdeva

Founder & CEO

Building the future of AI-powered shared finance with elegant engineering and user-first design principles.

Built on Google Cloud.

Scalable, secure, and blazingly fast global infrastructure powering the next generation of fintech apps.

Firebase Hosting
Cloud Firestore
Firebase Auth
Vertex AI &
Gemini APISoon
Google Cloud RunRoadmap
Native AI Integration

Meet your new financial assistant.

Paysplit doesn't just do the math; it understands your spending. Ask questions, get insights, and manage group finances effortlessly.

Try asking Paysplit:

Select a prompt to see Paysplit's AI in action.

The Future of Splitting is Almost Here.

We're currently in invite-only beta. Join the waitlist to be among the first to experience the Obsidian Luxe standard of finance.

Spots opening soon
Releasing on iOS & Android
Simple Plans

Start free. Upgrade when Paysplit saves time.

Manual splitting stays open. Paid plans expand Splito AI credits, live tables, recurring flows, reminders, insights, and exports.

Free

For occasional splitters who want the essentials.

INR 0forever
3 created groups
10 Splito AI credits / month
1 settlement reminder / month
3 hosted live tables / month
1 active recurring expense
Basic insights
Recommended

Plus

The recommended plan for regular friends, roommates, and trips.

INR 49per month

INR 399 / year

10 created groups
100 Splito AI credits / month
15 settlement reminders / month
25 hosted live tables / month
10 active recurring expenses
Advanced insights + monthly CSV export
Power user

Pro

For power users managing many groups, tables, and exports.

INR 149per month

INR 999 / year

Unlimited created groups
500 Splito AI credits / month fair use
Unlimited settlement reminders fair use
Unlimited hosted live tables fair use
Unlimited recurring expenses
Full-history insights + CSV/PDF exports

Always included

Unlimited friends
Unlimited manual expenses
Unlimited group members
Unlimited group and table joining
5 attachments per expense on every plan

Frequently Asked Questions

Everything you need to know about the product and billing.

Splito AI helps draft expenses, read receipts, answer balance questions, and surface spending patterns. It uses a monthly AI credit bucket: Free includes 10 credits, Plus includes 100, and Pro includes 500 fair-use credits.
Manual expenses, friends, settling, group joining, and table joining are free. Free accounts can create up to 3 groups, use 10 Splito AI credits per month, host 3 live tables per month, and keep 1 recurring expense active. Plus and Pro raise those limits.
Ghost Users let you track expenses for friends who haven't downloaded the app yet. You create a profile for them, track their share, and when they join Paysplit, all their history seamlessly merges into their new account.
No. You can track guests or virtual friends first, and they can merge into a real Paysplit account later. Invite links help friends join groups, tables, or friend requests when they are ready.
Start free if you split occasionally. Choose Plus if you regularly use Splito AI, recurring expenses, reminders, and CSV exports. Choose Pro if you manage many groups, live tables, heavy AI usage, or full-history exports.