SPLIT BILLS,
NOT FRIENDSHIPS.

Paysplit is an AI-powered expense splitting platform for groups, roommates, and travelers. Track shared costs, split bills fairly, and settle debts instantly — powered by Splito AI.

Splito AI Assistant

Elite Support Active

Select a scenario below to see how I can handle your splits.

Ask Splito to split something...

How Paysplit Works

Three simple steps to end group finance headaches forever.

1. Create a Group

Create a group and add your roommates, friends, or travel companions.

2. Add Expenses

Add expenses as they happen. Splito AI splits them automatically and fairly.

3. Settle Up

See exactly who owes whom and pay what you owe with smart settlements.

Built for Modern Groups.

Everything you need to manage shared expenses without the awkwardness.

AI Bill Splitting

Splito AI automatically splits expenses fairly based on who owes what, handling even the most complex edge cases.

Group Expense Tracking

Organize everything by trip, apartment, or friend group. Instantly see who paid for what and who still owes.

Smart Settlement

Our algorithm minimizes the number of transactions needed to settle all debts among group members.

Receipt Scanning Soon

Upload a receipt, and let AI extract line items and intelligently assign costs to the right people.

Multi-Currency Support

Perfect for international travel. Split bills across different currencies and settle up in your home currency.

Real-time Data Sync

Powered by Google Cloud Firebase. Any expense added by a group member instantly syncs to everyone's devices.

About Paysplit.

Split bills, not friendships. We're building the future of shared finance.

Our Mission

Paysplit is an early-stage AI fintech startup founded in 2025, headquartered in Delhi, India. We are building Splito AI — an intelligent group finance platform that eliminates the awkwardness of shared money.

  • Stage: Pre-Seed / Bootstrapped
  • Headquarters: Delhi, India

The Team

Sarthak Sachdeva

Sarthak Sachdeva

Founder & CEO

Building the future of AI-powered shared finance with elegant engineering and user-first design principles.

Built on Google Cloud.

Scalable, secure, and blazingly fast global infrastructure powering the next generation of fintech apps.

Firebase Hosting
Cloud Firestore
Firebase Auth
Vertex AI &
Gemini APISoon
Google Cloud RunRoadmap
Native AI Integration

Meet your new financial assistant.

Paysplit doesn't just do the math; it understands your spending. Ask questions, get insights, and manage group finances effortlessly.

Try asking Paysplit:

Select a prompt to see Paysplit's AI in action.

The Future of Splitting is Almost Here.

We're currently in invite-only beta. Join the waitlist to be among the first to experience the Obsidian Luxe standard of finance.

Spots opening soon
Releasing on iOS & Android

Frequently Asked Questions

Everything you need to know about the product and billing.

Our native integration with Splito AI analyzes your group's spending patterns directly on your device. It categorizes expenses, detects anomalies, and offers suggestions on how to optimize your splits, all while keeping your data private.
Yes! The core functionality of Paysplit, including creating groups, adding expenses, and calculating settlements with the 'Equal' and 'Exact' modes, is completely free.
Ghost Users let you track expenses for friends who haven't downloaded the app yet. You create a profile for them, track their share, and when they join Paysplit, all their history seamlessly merges into their new account.
No. Thanks to Ghost Users and the web-based 'Table Mode' (coming soon), only the person organizing the split strictly needs the app installed. We make settling up frictionless for everyone.
We are currently in an invite-only beta testing phase to ensure the Obsidian Luxe experience is flawless. Join the waitlist above to secure your spot for the public rollout.