Paysplit builds shared-money tools for real groups.
Paysplit is an early-stage fintech startup building an Android-first app for people who split bills, rent, travel costs, restaurant tabs, and day-to-day expenses. The product combines dependable manual expense flows with AI-assisted drafting, real-time group ledgers, and settlement tracking.
Shared expense tracking
Friends, flatmates, families, and trip groups can record expenses, split costs, and see who owes whom.
Review-first AI assistance
Splito AI drafts expenses from natural language while users review every money change before it is saved.
Settlement workflows
Paysplit simplifies balances, keeps an activity trail, and supports verified settlement records.
Android-first product
The native Android app is live on Google Play with Firebase-hosted web links for invites and app handoff.
Verification details
- Company
- Paysplit
- Website
- paysplit.club
- Product
- Social expense splitting app
- Platform
- Android
- Market
- India-first, global-ready
- Stage
- Early-stage production candidate
- Founder
- Sarthak Sachdeva
- Contact
- founder@paysplit.club
Public information for partners and program reviewers.
Paysplit is not in stealth mode. This page publicly documents the product, team, business model, operating status, app availability, cloud infrastructure, and company-domain contact details.
Business model
Freemium consumer SaaS. Core expense tracking is free; paid plans are designed for higher AI usage, exports, receipt OCR, recurring expenses, and power-user limits.
Product status
Android-first production candidate with public website, app links, invite handoff pages, privacy policy, terms, account deletion, and Google Play distribution.
Public policies
Zero friction. Total clarity.
Take a tour of the app. Every screen is meticulously crafted to get you in, settled, and out as fast as possible.
Home Dashboard
Your total balance, quick-access contacts, and shortcuts to Splito AI, live tables, and manual expense entry - all in one place.
Built by a solo founder in Delhi
Paysplit is a bootstrapped fintech startup, founded in 2025 and live on Google Play. Here is the story so far.
Sarthak Sachdeva
Founder and CEO
Sarthak is the solo founder behind Paysplit. As a full-stack engineer and designer, he built the Android app, Compose UI, Firestore database rules, Firebase backend services, and Vertex AI integrations with the goal of making group expenses genuinely painless.
The startup
Paysplit replaces manual ledger notes and chat reminders with real-time shared ledgers, AI-assisted expense drafting, flexible split methods, and settlement records for social groups.
Stage
Live on Google Play
Location
Delhi, India
Founded
2025
Funding
Bootstrapped
Business model
Freemium SaaS. Manual expense logging is free. Premium subscriptions, including Plus at INR 49/month and Pro at INR 149/month, are designed for higher AI quotas, CSV exports, receipt OCR, and unlimited recurring expenses.
Roadmap
Q1-Q2 2026
Android production-candidate release, deep links, shared ledgers, settlement records, and Vertex AI powered Splito expense drafting.
CompletedQ3-Q4 2026
Receipt OCR, richer itemization, more reliable recurring expenses, and wider Android rollout.
In progress2027
iOS companion work, richer payment handoff, and global-ready currency and settlement expansion.
PlannedPowered by Google Cloud
A secure, production-grade infrastructure handling real-time sync, AI parsing, invite links, and settlement records.
Cloud Firestore
Real-time NoSQL database syncing balances and expenses across all group members instantly.
Vertex AI & Gemini
Powers the Splito AI parser, extracting expense details from natural language prompts.
Firebase Auth
Phone verification, SMS OTP, and secure session management for every user.
Cloud Run
Serverless containers for receipt processing, verification, and deferred handoffs.
Play Integrity API
Attests app binaries and device state to prevent fraudulent API calls.
Simple, transparent pricing
Start for free, upgrade when you need more power. No hidden fees.
Free
Perfect for casual groups and roommates.
- Unlimited manual expenses
- Up to 3 active groups
- 10 Splito AI parses per month
- Basic balances and history
All plans include: Real-time sync | Cloud backup | Secure auth | Smart settlements
Common questions
Everything you need to know about Paysplit.